Money Wise | Private Finance for Professionals

What's Inside

Everything you need for daily financial clarity.

No spreadsheets, no bank logins, no noise — just a clean picture of your money.

New

Recurring Transactions Engine

Set up your salary, subscriptions, or loan payments once. Money Wise keeps your history up to date automatically — even after weeks away from the app.

Visual Analytics

Clear breakdowns by category, account, and custom date ranges. Always know exactly where your money goes, at a glance.

Local-First Architecture

Zen Mode

Tap once to instantly hide your balances and amounts, so you can check your finances anywhere — even in a meeting.

New

Dark Mode

A refined interface built for day and night, matching your system automatically.

New

Encrypted Local Backup

Export a password-protected backup whenever you want, and restore it on a new device in seconds. No account required.

Coming to Premium

Built for what's next in your career.

These tools are on our roadmap for corporate professionals with more complex finances. They're not available yet — here's what we're building toward.

RSU & ESPP Tracking Planned

Ditch the messy spreadsheets. Visualize vesting schedules and estimate gains from Employee Stock Purchase Plans, right alongside your cash flow.

Net Salary Builder Planned

Model your take-home pay with local tax rules and mandatory withholdings, so you always know your true disposable income.

Corporate Reimbursements Planned

Flag reimbursable expenses on the fly, track multiple currencies, and export a clean report for your HR or finance team.

Roadmap-driven, not hype-driven

Every feature above ships only once it meets the same local-first, zero-tracking bar as the rest of the app. No shortcuts on privacy — ever.

Pricing

Free today. Transparent tomorrow.

Money Wise is free to use right now. Paid tiers below are on our roadmap — pricing hasn't been finalized, and nothing will ever be charged without your explicit consent.

Essential

Free / forever

Local, on-device database
Recurring Transactions Engine
Visual analytics & budgets
Zen Mode & Dark Mode
Encrypted local backup
12 languages

Download for iOS

Premium

Coming Soon

Everything in Essential
RSU & ESPP equity tracking
Net Salary tax engine
Multi-currency portfolios
Reimbursable expense reports

Pro Cloud

Coming Soon

Everything in Premium
Real-time shared workspaces
Multi-user budgets
Optional encrypted cloud sync
Live cross-device updates

FAQ

Frequently Asked Questions

What happens if I lose my phone? Do I lose my data?

Not if you've exported a backup. Money Wise lets you export an encrypted, password-protected backup file whenever you like and restore it on a new device in seconds. We recommend doing this before switching phones — since there's no cloud account, a backup file is the only way to move your data.

Does Money Wise connect to my bank accounts?

No. To guarantee zero third-party tracking and absolute privacy, Money Wise relies on manual entry and a Recurring Transactions Engine for the bills that repeat every month. You are the only one with access to your financial behavior.

How does the Recurring Transactions Engine work?

Set a rule once — salary, rent, a subscription, a loan payment — with a frequency (weekly, biweekly, twice a month, monthly, quarterly, or annual). Money Wise logs each occurrence automatically, even if you don't open the app for a while, and you can pause or edit any rule at any time.

What languages does Money Wise support?

English, Spanish, Portuguese, French, German, Italian, Chinese, Japanese, Korean, Arabic, Hindi, and Russian — with automatic detection based on your device, or a manual switch in Settings.

Why will I need a paid plan to share a budget?

The core app runs on an offline, on-device database by design. Syncing a transaction in real time between two devices requires routing data through a server — the future Pro Cloud plan will cover the infrastructure cost of maintaining that connection securely, as an opt-in, not a requirement.

Your finances, automated. Your data, private.