Money Wise | Private Finance for Professionals

See It In Action

Four real screens, actually working.

Not screenshots — the same numbers and interactions from the app, rebuilt so you can click through them right here.

Home · My Budget

Hello!

Sample data

$81,318

Income $133,127

Expenses $51,809

Day 5 of 30 $1,081.54 left

$1,942.59 above expected pace

Accounts

Net Worth

$301,361.06

▲ 10.27%

Depository$935.78

Investments$175,892.20

Real Estate$452,000.00

Goals$23,800.00

ESPP Contributed$1,000.00

Total Assets$653,627.98

Planning · Budgets

September

Sample data

Planning · Goals

September

$900 saved

$0 to go this month

🛟 Emergency Fund63%

🏝️ Hawaii Vacation✓ 100%

💻 New MacBook Pro✓ 100%

Sample data from the in-app demo — tap “Assets vs. Debt” or a budget category above, it’s all wired up. Try the real thing with “See a live demo” on the paywall, no purchase required.

…and pixel-for-pixel everywhere else.

Tap through the real screens for Accounts, Investments, Cash Flow, Transactions, and Compensation.

Free Forever

Everything you need for daily financial clarity.

No spreadsheets, no bank logins, no noise — just a clean picture of your money. Free, for as long as you use the app.

Live Preview

Spending by category — this month

Recurring Transactions Engine

Set up your salary, subscriptions, or loan payments once. Money Wise keeps your history up to date automatically — even after weeks away from the app.

Visual Analytics & Budgets

Clear breakdowns by category, account, and custom date ranges, plus a monthly budget that keeps you on track. Always know exactly where your money goes.

Local-First Architecture

Multi-Currency Accounts

Give each account its own currency, with automatic conversion to whichever currency you think in.

Zen Mode

Tap once to instantly hide your balances and amounts, so you can check your finances anywhere — even in a meeting.

Dark Mode

A refined interface built for day and night, matching your system automatically.

Try It Right Now — No Download Needed

What's your real take-home pay?

The same progressive tax engine behind the app's Net Salary Builder, running right here in your browser. Pick a country preset or build your own — nothing you type is saved or sent anywhere.

Country preset Gross monthly salary

Deductions

Gross monthly salary —

Income tax (progressive) —

Net monthly salary —

Net annual (× 12) —

Effective deduction rate

Save this as a real scenario in the app

The full Net Salary Builder also handles Aguinaldo, annual bonuses, multiple scenarios, and any currency.

Premium — One-Time Purchase

Built for what a paycheck alone can't capture.

Everything below is real and shipped today — not a future promise. Pay once, unlock it all, forever. No subscription.

Live Preview

Net Worth over time

$301,361 ▲ 10.27%

Assets minus liabilities — bank, investments, and real estate against every credit card and loan, tracked automatically as your accounts change.

RSU & ESPP Tracking

Ditch the messy spreadsheets. Follow real vesting schedules as they happen, and estimate gains from Employee Stock Purchase Plans with a proper lookback-purchase engine.

Net Salary Builder

Model your take-home pay with fully editable deduction brackets — built for any country's tax system, not just the US.

Try it live below

Investment Portfolio

Track stocks and Certificates of Deposit with cost basis and gain/loss, backed by price history for 12,500+ tickers.

Savings Goals with Pacing

Set a target amount or date and see, at a glance, whether you're ahead of schedule or falling behind.

Net Worth & Full Accounts

Add credit cards, real estate, and loans alongside your bank accounts, and see one true Net Worth number — assets minus liabilities.

Custom Categories

Go beyond the 55 built-in categories — build your own catalog with custom names, icons, and colors.

Encrypted Local Backup

Export a password-protected backup whenever you want, and restore it on a new device in seconds. No account required.

Face ID / Touch ID App Lock

Lock the app itself with biometrics or your device passcode — a second layer of privacy, entirely on-device.

Try It First — Live Demo

Not sure yet? Open a full, interactive demo right inside the app — 18 months of realistic sample data, every Premium feature included, before you spend a cent.

Roadmap

What's next.

These aren't available yet — here's what we're building toward next.

Planned

Pro Cloud

Optional real-time shared workspaces, multi-user budgets, and encrypted cross-device sync — for people who need more than one device or one person on the same numbers.

Planned

Corporate Reimbursements

Flag reimbursable expenses on the fly, track multiple currencies, and export a clean report for your HR or finance team.

Planned

Android

The same product, on Android — a fast-follow after the iOS launch settles.

Roadmap-driven, not hype-driven — every feature above ships only once it meets the same local-first, zero-tracking bar as the rest of the app. No shortcuts on privacy, ever.

Pricing

Pay once. Own it forever.

No subscription tax on your finance app. Money Wise Premium is a single purchase — no recurring charge, ever.

Essential

Free / forever

Local, on-device database
Up to 2 bank/cash accounts
Unlimited transactions
Recurring Transactions Engine
1 active budget per month
Zen Mode & Dark Mode
12 languages

Download for iOS

One-Time Purchase

Premium

$12.99 / once

Everything in Essential
RSU & ESPP equity tracking
Net Salary tax builder
Investment portfolio & CDs
Savings Goals with pacing
Net Worth, credit cards, real estate, loans
Custom categories
Encrypted backup & Face ID lock
Unlimited accounts & budgets

Download for iOS

One payment, inside the app. Try a full live demo first — no purchase required.

Pro Cloud

Coming Soon

Everything in Premium
Real-time shared workspaces
Multi-user budgets
Optional encrypted cloud sync
Live cross-device updates

Requires its own subscription — this is the one part of Money Wise that depends on a server, even if you already own Premium.

FAQ

Frequently Asked Questions

Is Premium a subscription?

No. Premium is a single, one-time purchase — pay once inside the app and it's yours for life, on that App Store account. No recurring billing, no renewal, nothing to remember to cancel. The only part of Money Wise that will ever be a subscription is the future, optional Pro Cloud plan, because it depends on a real server.

Can I try Premium before buying?

Yes. From the paywall screen, tap "See a live demo" to open the full app — every Premium feature included — pre-loaded with realistic sample data. Nothing you do in the demo is saved or connected to your real account, so feel free to explore freely.

What happens if I lose my phone? Do I lose my data?

Not if you've exported a backup. Money Wise lets you export an encrypted, password-protected backup file whenever you like and restore it on a new device in seconds. We recommend doing this before switching phones — since there's no cloud account, a backup file is the only way to move your data.

Does Money Wise connect to my bank accounts?

No. To guarantee zero third-party tracking and absolute privacy, Money Wise relies on manual entry and a Recurring Transactions Engine for the bills that repeat every month. You are the only one with access to your financial behavior.

How does the Recurring Transactions Engine work?

Set a rule once — salary, rent, a subscription, a loan payment — with a frequency (weekly, biweekly, twice a month, monthly, quarterly, or annual). Money Wise logs each occurrence automatically, even if you don't open the app for a while, and you can pause or edit any rule at any time.

What languages does Money Wise support?

English, Spanish, Portuguese, French, German, Italian, Chinese, Japanese, Korean, Arabic, Hindi, and Russian — with automatic detection based on your device, or a manual switch in Settings.

Why does sharing a budget need its own plan?

The core app runs on an offline, on-device database by design. Syncing a transaction in real time between two devices requires routing data through a server — the future Pro Cloud plan covers the infrastructure cost of maintaining that connection securely, as an opt-in, not a requirement. It's the one feature area that can't be a one-time purchase, since it depends on ongoing server costs rather than something that lives entirely on your phone.

Your finances, automated. Your data, private.

Buy it once. Use it everywhere you work.

Four real screens, actually working.

…and pixel-for-pixel everywhere else.

Everything you need for daily financial clarity.

Recurring Transactions Engine

Visual Analytics & Budgets

Local-First Architecture

Multi-Currency Accounts

Zen Mode

Dark Mode

Now speaking your language. Literally.

What's your real take-home pay?

Built for what a paycheck alone can't capture.

RSU & ESPP Tracking

Net Salary Builder

Investment Portfolio

Savings Goals with Pacing

Net Worth & Full Accounts

Custom Categories

Encrypted Local Backup

Face ID / Touch ID App Lock

Try It First — Live Demo

What's next.

Pro Cloud

Corporate Reimbursements

Android

Pay once. Own it forever.

Frequently Asked Questions

Is Premium a subscription?

Can I try Premium before buying?

What happens if I lose my phone? Do I lose my data?

Does Money Wise connect to my bank accounts?

How does the Recurring Transactions Engine work?

What languages does Money Wise support?

Why does sharing a budget need its own plan?

Ready to see your money clearly?

Get the app